For most small businesses, I’d put the Square Reader for Contactless and Chip (2nd Generation) first: it keeps mobile checkout compact while accepting tap and chip payments. The Square Terminal stands out for businesses that need a built-in receipt printer, while the Ingenico Move/5000 is a more dedicated wireless terminal option. The main tradeoffs are how much payment hardware you need, which card types you accept, and whether your workflow depends on a phone, a separate terminal, or printed receipts. Some readers focus on common in-person payments, while others add swipe support or broader payment functionality. Read on for the full breakdown and to match a reader to your business setup.
Get business pricing on office and shipping supplies
- Business-only prices and quantity discounts
- Tax-exempt purchasing
- Multiple users, one account, clear invoices
Key Takeaways
- Square Reader for Contactless and Chip (2nd Generation) leads for compact everyday checkout because it supports tap and chip without requiring a full terminal and printer setup.
- Square Terminal and SumUp Solo with Thermal Printer suit businesses that need printed receipts, while smaller phone-connected readers keep the kit lighter.
- The lineup splits between smartphone-dependent readers and more self-contained wireless terminals; buyers should decide how much they want to rely on a phone before choosing.
- Several options focus on magnetic-stripe payments, but swipe-only hardware is a narrower fit than readers that also accept chip or contactless payments.
- Square and SumUp options emphasize compact checkout, while Ingenico and Dejavoo terminals are aimed at businesses seeking dedicated payment hardware; the right fit depends on workflow, not feature count alone.
| Square Reader for Contactless and Chip (2nd Generation) |  | Best Overall | Compatible devices: Android, iPhone | Connectivity: Bluetooth | Power: Battery powered | VIEW LATEST PRICE | See Our Full Breakdown |
| SumUp Plus Bluetooth Card Reader for Smartphones |  | Best for Straightforward Phone-Based Checkout | Connectivity: Bluetooth | Compatible devices: Smartphones and tablets | Operating systems: iOS, Android | VIEW LATEST PRICE | See Our Full Breakdown |
| Ingenico Move/5000 Refurbished Wireless Payment Terminal |  | Best for Connectivity Flexibility | Condition: Refurbished | Connectivity: Wi-Fi, Bluetooth, 4G/LTE | Payment methods: EMV chip & PIN, chip & sign, magstripe, signature capture, NFC/contactless | VIEW LATEST PRICE | See Our Full Breakdown |
| Dejavoo QD2 Mobile Wireless Payment Terminal |  | Best for Chip-and-NFC Merchant Setups | Payment methods: EMV chip, NFC | Display: 2.4-inch color LCD with backlight | Memory: 192 MB (128 MB RAM / 64 MB DDR RAM) | VIEW LATEST PRICE | See Our Full Breakdown |
| Square Terminal Mobile Credit Card Machine and Receipt Printer |  | Best for On-the-Spot Printed Receipts | Dimensions: 5.6 x 3.4 x 2.5 inches | Weight: 14.7 ounces | Battery: 1 included lithium-ion battery | VIEW LATEST PRICE | See Our Full Breakdown |
| Square Reader for Magstripe (USB-C) |  | Best for USB-C Square Setups | Connectivity: USB Type-C | Compatible devices: Apple and Android devices with a USB-C connector | Payment method: Magstripe | VIEW LATEST PRICE | See Our Full Breakdown |
| SumUp Solo Card Reader and Thermal Printer Bundle |  | Best for Printed Receipts on the Move | Included components: Solo card reader and printer | Payment methods: Chip, contactless, Google Pay, and Apple Pay | Connectivity: Wi-Fi and mobile data | VIEW LATEST PRICE | See Our Full Breakdown |
| Square Handheld Portable POS and Credit Card Machine |  | Best for Tableside and Mobile Orders | Dimensions: 7.04 x 3.12 x 0.62 inches | Weight: 2.11 ounces | Payment features: Accepts major credit and debit cards; supports offline payments | VIEW LATEST PRICE | See Our Full Breakdown |
| Square Reader for Magstripe with Lightning Connector |  | Best for Older Lightning iPhones and iPads | Connectivity: Lightning connector | Compatible device: Smartphone | Operating system: iOS 10.0.2 or later | VIEW LATEST PRICE | See Our Full Breakdown |
| Square Handheld Portable Credit Card Reader |  | Best for Multi-Method Handheld Payments | Dimensions: 7.04 x 3.12 x 0.86 inches | Weight: 2 pounds | Payment methods: EMV chip, NFC contactless, Apple Pay, and Google Pay | VIEW LATEST PRICE | See Our Full Breakdown |
| Symcode Multi-Function Magnetic Stripe and Chip Card Reader |  | Best for Chip-Card Integration Projects | Brand: Symcode | Model: MJ-Q80 | Interface: USB | VIEW LATEST PRICE | See Our Full Breakdown |
| Symcode Multi-Function Magnetic, Chip, and NFC Card Reader | | Best for Multi-Mode Card Reading | Brand: Symcode | Model: USA-Q80 | Interface: USB Type-A | VIEW LATEST PRICE | See Our Full Breakdown |
| portable credit card readers for businesse | Weight | Connectivity |
|---|---|---|
| Square Reader for Contactless | 5.92 ounces | Bluetooth |
| SumUp Plus Bluetooth Card Read | 142 g | Bluetooth |
| Ingenico Move/5000 Refurbished | — | Wi-Fi, Bluetooth, 4G/LTE |
| Dejavoo QD2 Mobile Wireless Pa | — | Wireless |
| Square Terminal Mobile Credit | 14.7 ounces | — |
| Square Reader for Magstripe | 6.53 g | USB Type-C |
| SumUp Solo Card Reader and The | — | Wi-Fi and mobile data |
| Square Handheld Portable POS a | 2.11 ounces | — |
| Square Reader for Magstripe wi | — | Lightning connector |
| Square Handheld Portable Credi | 2 pounds | — |
| Symcode Multi-Function Magneti | 0.21 kg | — |
| Symcode Multi-Function Magneti | 210 g | — |
More Details on Our Top Picks
Square Reader for Contactless and Chip (2nd Generation)
I’d put the Square Reader (2nd Generation) first for businesses that want a compact reader without buying a separate payment terminal. It takes chip and contactless payments, including Apple Pay and Google Pay, and pairs over Bluetooth with an iPhone or Android device. Compared with the SumUp Plus Bluetooth Card Reader, it adds stated support for offline payments for up to 24 hours, which can help when a connection briefly drops. The tradeoff is that it still depends on a compatible phone or tablet, and its offline window is limited; it is not a standalone terminal for extended outages. For a small business that already uses Square and wants flexible phone-based checkout, this balance of payment methods and portability makes it the strongest all-round fit here.
Pros:- Accepts chip, contactless, Apple Pay, and Google Pay
- Pairs with both iPhone and Android devices over Bluetooth
- Supports offline payments for up to 24 hours
- Includes 24/7 fraud prevention and payment-dispute management
Cons:- Requires a compatible phone or tablet to process payments
- Offline payment support is limited to 24 hours
Best for: Small businesses and mobile sellers who already use a compatible iPhone or Android device and want chip, contactless, and wallet payments in a compact reader.
Not ideal for: Businesses seeking a standalone payment terminal or that regularly need to take payments offline for longer than 24 hours.
- Compatible devices:Android, iPhone
- Connectivity:Bluetooth
- Power:Battery powered
- Battery:1 lithium-ion battery included
- Weight:5.92 ounces
- Offline payments:Up to 24 hours
- Model number:7227688
- Warranty:Limited 1-year
Our verdict“Choose this reader if you want a versatile, phone-paired option with multiple payment methods and limited offline capability.”
SumUp Plus Bluetooth Card Reader for Smartphones
The SumUp Plus Bluetooth Card Reader suits sellers who want a simple reader-and-app setup rather than a dedicated terminal. It accepts major credit and debit cards and works with iOS and Android smartphones or tablets through the free SumUp app. Compared with the Square Reader (2nd Generation), its supplied details emphasize straightforward app access and no long-term contracts, while Square specifies wallet payments and up to 24 hours of offline payment support. That makes SumUp a sensible fit for occasional markets, appointments, or pop-up sales, but less compelling if offline processing or named mobile-wallet support is a priority. In-person transactions carry a stated fee of 2.6% plus 10 cents, so businesses should account for that per-transaction charge when choosing a payment setup.
Pros:- Accepts major credit and debit cards
- Works with iOS and Android smartphones and tablets
- Uses the free SumUp app
- No long-term contract or hidden fees stated in the supplied details
Cons:- In-person transactions incur a fee of 2.6% plus 10 cents
- Requires a compatible smartphone or tablet
- Supplied product details do not specify offline-payment support
Best for: Independent service providers and market sellers who want an app-based card reader for an iOS or Android phone or tablet without a long-term contract.
Not ideal for: Businesses that need stated offline-payment support or want a standalone terminal rather than a phone-connected reader.
- Connectivity:Bluetooth
- Compatible devices:Smartphones and tablets
- Operating systems:iOS, Android
- Color:White
- Weight:142 g
- Manufacturer:SumUp
- Model:Plus Card Reader
- In-person transaction fee:2.6% + 10 cents
Our verdict“Pick SumUp for app-based mobile checkout when simple setup and avoiding a long-term contract matter more than offline-payment features.”
Ingenico Move/5000 Refurbished Wireless Payment Terminal
The Ingenico Move/5000 is the most capable fit here for businesses that need a dedicated terminal and more than one way to connect. Its Wi-Fi, Bluetooth, and 4G/LTE options can support varied checkout locations, while the touchscreen and acceptance of chip, magnetic-stripe, signature, and contactless payments cover a broader range of transaction types than the phone-dependent Square Reader (2nd Generation). That flexibility comes with a different buying profile: this unit is refurbished, and the encryption type must be specified when ordering. Buyers should also confirm that the terminal suits their payment-processing arrangement; the supplied details do not describe an included merchant service. I’d favor it over simpler readers for businesses that need a standalone-style terminal and varied connectivity, but skip it if new condition or a clear, turnkey setup is a priority.
Pros:- Offers Wi-Fi, Bluetooth, and 4G/LTE connectivity
- Accepts chip, magnetic-stripe, signature, and contactless payments
- Has a 3.5-inch color touchscreen and built-in camera
- Carries PCI-PTS 5.x certification
Cons:- Sold in refurbished condition
- Encryption type must be specified when ordering
- Supplied details do not establish an included payment-processing service
Best for: Mobile businesses needing a dedicated terminal with multiple connectivity options and support for chip, swipe, signature, and contactless transactions.
Not ideal for: Buyers who require a new device, want a phone-paired reader with a simpler setup, or cannot confirm the encryption configuration before ordering.
- Condition:Refurbished
- Connectivity:Wi-Fi, Bluetooth, 4G/LTE
- Payment methods:EMV chip & PIN, chip & sign, magstripe, signature capture, NFC/contactless
- Display:3.5-inch color touchscreen
- Security certification:PCI-PTS 5.x
- Operating system:Telium TETRA OS
- Camera:Built-in
- Encryption configuration:Encryption type must be specified when ordering
Our verdict“Choose the refurbished Move/5000 when a dedicated terminal and flexible connectivity outweigh the need for a new device and a simpler setup.”
Dejavoo QD2 Mobile Wireless Payment Terminal
The Dejavoo QD2 is a focused choice for merchants who want a wireless terminal for EMV chip and NFC payments, without the wider card-format list offered by the Ingenico Move/5000. Its backlit 2.4-inch color display gives checkout information a visible screen, and the included power supply means the listed package has the basic charging hardware. The key qualification is setup: a new merchant account is required before shipping, so this is not as straightforward as pairing the Square Reader (2nd Generation) with a phone and app. A stated transaction fee of 2.69% plus $0.10 also needs to fit the business’s payment plan. I’d shortlist it when a merchant-account-based wireless terminal is the intended setup, but pass if you want a reader that can be put to work through an existing phone-based workflow.
Pros:- Accepts EMV chip and NFC payments
- Wireless design supports mobile payment processing
- Backlit 2.4-inch color display
- Power supply is included
Cons:- A new merchant account is required before shipping
- Each transaction carries a stated fee of 2.69% plus $0.10
- Supplied payment-method details do not list magnetic-stripe or signature acceptance
Best for: Merchants who want a dedicated wireless terminal for EMV chip and NFC payments and are prepared to open the required merchant account.
Not ideal for: New or occasional sellers seeking quick phone pairing, or businesses that need magnetic-stripe and signature payment support specified.
- Payment methods:EMV chip, NFC
- Display:2.4-inch color LCD with backlight
- Memory:192 MB (128 MB RAM / 64 MB DDR RAM)
- Connectivity:Wireless
- Included items:Terminal and power supply
- Merchant account:New account required before shipping
- Transaction fee:2.69% + $0.10 per transaction
Our verdict“Choose the QD2 if you want a wireless chip-and-NFC terminal and are willing to set up its required merchant account.”
Square Terminal Mobile Credit Card Machine and Receipt Printer
The Square Terminal earns its place by combining payment acceptance and receipt printing in one cordless device. That can make checkout simpler for businesses where customers routinely expect paper receipts, compared with the Square Reader (2nd Generation), which depends on a separate phone or tablet and does not list a built-in printer. The Terminal’s all-day battery is also aimed at mobile service across a workday, while the reader is the lighter, more compact option at 5.92 ounces. Here, the tradeoff is portability versus an integrated checkout station: the Terminal weighs 14.7 ounces, and business software subscriptions are offered separately. I’d choose it for markets, counter service, or mobile businesses that value printed receipts and one-device checkout; sellers who mainly need tap or chip acceptance in a pocketable reader can keep their setup leaner with Square Reader.
Pros:- Prints receipts from the payment device
- Built-in battery is designed for all-day cordless operation
- Accepts major credit and debit cards, including chip payments
- Includes 24/7 fraud prevention and phone support
Cons:- At 14.7 ounces, it is heavier than a compact phone-paired reader
- Business software subscriptions are offered separately
- Product details do not specify its connectivity method
Best for: Mobile service businesses, market vendors, and small counters that need cordless checkout with printed receipts from the same device.
Not ideal for: Sellers who prioritize a very light pocketable reader, already rely on a phone-based setup, or want business software included without a separate subscription.
- Dimensions:5.6 x 3.4 x 2.5 inches
- Weight:14.7 ounces
- Battery:1 included lithium-ion battery
- Battery life:Designed to last all day
- Payment acceptance:Major credit and debit cards; chip payments
- Receipt printing:Built-in receipt printer
- Manufacturer:Square
- Date first available:February 12, 2019
Our verdict“Choose Square Terminal when printed receipts and a self-contained cordless checkout device matter more than minimizing size and weight.”
Square Reader for Magstripe (USB-C)
For a business already using Square on a USB-C phone or tablet, this reader is a particularly light way to take magstripe payments without carrying a separate terminal. Square’s app adds sales tracking, inventory tools, tips, and digital receipts, making this more useful than a swipe accessory with no broader point-of-sale support. Compared with the Square Reader for Magstripe with Lightning Connector, this version suits compatible USB-C Apple and Android devices instead of Lightning-only iOS hardware. The tradeoff is payment flexibility: it accepts magstripe only, so it is a poor fit for businesses that need chip or contactless acceptance. It also depends on a compatible device and the Square app, rather than operating as a standalone reader.
Pros:- Very light at 6.53 g for easy everyday carry
- Works with compatible USB-C Apple and Android devices
- Square Point of Sale app includes sales and inventory tools
- No long-term commitment is required
Cons:- Accepts magstripe payments only
- Requires a compatible USB-C device and the Square Point of Sale app
Best for: Square sellers with a compatible USB-C Apple or Android device who mainly need a lightweight magstripe reader for occasional or backup use.
Not ideal for: Businesses that need chip, contactless, or mobile-wallet payments, or sellers who want a reader that works independently of a phone or tablet.
- Connectivity:USB Type-C
- Compatible devices:Apple and Android devices with a USB-C connector
- Payment method:Magstripe
- Operating systems:iOS and Android
- Weight:6.53 g
- Dimensions:4.5 x 0.62 x 4.5 in
- Warranty:1 year
Our verdict“Choose this as a lightweight Square add-on if your device has USB-C and magstripe acceptance meets your needs.”
SumUp Solo Card Reader and Thermal Printer Bundle
This bundle is for mobile sellers who want a reader and a way to hand customers a paper receipt without packing a separate printer. The Solo reader accepts chip and contactless payments, including Apple Pay and Google Pay, while Wi-Fi and included mobile data give it more connection flexibility than phone-dependent options such as the Square Reader for Magstripe (USB-C). Its thermal printer needs no ink, can print up to 800 receipts per charge, and can also act as a battery pack for the reader. That convenience comes with extra equipment to carry: the printer alone weighs 16 ounces. The SumUp app is required, and the per-transaction fee makes this less appealing for businesses comparing processing arrangements as carefully as portability.
Pros:- Accepts chip, contactless, Apple Pay, and Google Pay
- Wi-Fi and included mobile data support connections away from a fixed checkout
- Thermal printer works without ink
- Printer can act as a battery pack for the reader
Cons:- Printer adds a 16-ounce component to the portable setup
- Requires the SumUp mobile app
- Each transaction carries a processing fee
Best for: Market vendors, mobile service providers, and pop-up sellers who accept chip or contactless payments and regularly need printed receipts.
Not ideal for: Sellers who prioritize the lightest possible setup, prefer digital receipts, or do not want to depend on the SumUp app and per-transaction processing fees.
- Included components:Solo card reader and printer
- Payment methods:Chip, contactless, Google Pay, and Apple Pay
- Connectivity:Wi-Fi and mobile data
- Printer type:Thermal
- Receipts per charge:Up to 800
- Printer weight:16 ounces
- Print resolution:203 dpi, black and white
- App requirement:SumUp mobile app required
Our verdict“Pick this bundle when mobile acceptance and on-the-spot paper receipts matter more than keeping your kit minimal.”
Square Handheld Portable POS and Credit Card Machine
This handheld is better suited to businesses that need to do more than take payment: its barcode scanner and tableside ordering make it useful for checking out products or closing a restaurant order away from a fixed counter. Offline payment support can help keep service moving when connectivity drops, a practical advantage over the Square Reader for Magstripe (USB-C), which relies on a compatible device and accepts only magstripe. The handheld’s pocketable 2.11-ounce design and resistance to water splashes and dust also suit busy, changing work areas. But the product information does not specify payment methods, battery life, or connectivity, so buyers should verify those details against their workflow. An accidental-drop case is optional, leaving a protection gap in rougher environments.
Pros:- Supports tableside ordering and handheld checkout
- Built-in barcode scanner can support product sales
- Offline payment support can help during connection interruptions
- Designed to resist water splashes and dust
Cons:- An accidental-drop protective case is optional
- Payment methods, battery life, and connectivity details are not provided
Best for: Restaurant staff taking orders and payments at tables, or small retailers who need barcode scanning and a handheld checkout away from the counter.
Not ideal for: Businesses that need confirmed chip and contactless payment details, published battery and connectivity specifications, or drop protection included in the package.
- Dimensions:7.04 x 3.12 x 0.62 inches
- Weight:2.11 ounces
- Payment features:Accepts major credit and debit cards; supports offline payments
- Additional features:Barcode scanner, tableside ordering, 24/7 fraud prevention
- Protection:Designed to withstand water splashes and dust
- Manufacturer:Square
Our verdict“Choose this handheld for mobile ordering and barcode workflows, but confirm payment and connection details before relying on it as your main terminal.”
Square Reader for Magstripe with Lightning Connector
This reader is a straightforward fit for a business that already runs Square on a compatible Lightning iPhone or iPad and needs to take magstripe payments. Square’s point-of-sale apps add practical tools such as tips, signatures, receipts, discounts, and sales history, so the reader can support more than a basic swipe. Compared with the Square Reader for Magstripe (USB-C), the deciding factor is the device connector: this model targets Lightning hardware and iOS, while the USB-C version also supports compatible Android devices. Neither solves the bigger limitation that payment acceptance is magstripe-only. Businesses needing chip or tap payments should look to a more capable reader, such as the SumUp Solo Card Reader and Thermal Printer Bundle, rather than choosing between these two swipe-only accessories.
Pros:- Connects directly to compatible Lightning devices
- Supports major credit cards through magstripe
- Square apps offer tips, signatures, receipts, discounts, and sales history
- Lightweight accessory for a phone-based checkout
Cons:- Requires a compatible Lightning connector and iOS device
- Accepts magstripe payments only
- Payment processing and instant deposit fees apply
Best for: Small businesses using compatible Lightning iPhones or iPads that need Square’s sales tools alongside occasional magstripe acceptance.
Not ideal for: Businesses using USB-C or Android devices, or sellers who need chip, contactless, or mobile-wallet payments.
- Connectivity:Lightning connector
- Compatible device:Smartphone
- Operating system:iOS 10.0.2 or later
- Payment method:Magstripe
- Color:White
- Model number:A-SKU-0523
- Warranty:1-year limited
- Included items:One Square Reader for magstripe
Our verdict“Choose this only if your Square setup uses Lightning hardware and swipe acceptance is sufficient for your customers.”
Square Handheld Portable Credit Card Reader
For businesses that need a dedicated handheld accepting more than swipe payments, this Square model supports EMV chip, NFC contactless, Apple Pay, and Google Pay. That range makes it a broader payment option than the Square Reader for Magstripe with Lightning Connector, which depends on a compatible iPhone or iPad and accepts magstripe only. A touchscreen and barcode scanning also bring checkout and product lookup together in one device, suiting retail, restaurant, and service work away from a fixed counter. The tradeoff is a sizable information gap: the supplied specifications do not state battery life or connectivity, details that matter when planning a mobile shift. It is also described as shipping after signup with Square, so it is less immediate than a simple phone-connected accessory.
Pros:- Accepts EMV chip and NFC contactless payments
- Supports Apple Pay and Google Pay
- Touchscreen and barcode scanning combine payment and product workflows
- Designed for portable point-of-sale use across several business types
Cons:- No battery-life or connectivity details are provided
- Equipment ships after signup with Square
- At 2 pounds, it is heavier than the listed 2.11-ounce Square Handheld Portable POS and Credit Card Machine
Best for: Retail, restaurant, and service businesses seeking a handheld Square checkout with chip, tap, mobile-wallet acceptance, and barcode scanning.
Not ideal for: Businesses that need confirmed battery and network specifications before purchase, or those seeking a lightweight add-on for an existing phone.
- Dimensions:7.04 x 3.12 x 0.86 inches
- Weight:2 pounds
- Payment methods:EMV chip, NFC contactless, Apple Pay, and Google Pay
- Features:Touchscreen and barcode scanning
- Manufacturer:Square
- Fulfillment detail:Equipment ships after signup with Square
Our verdict“Choose this for broad chip and contactless acceptance in a handheld Square device, provided its unspecified battery and connectivity details fit your operation.”
Symcode Multi-Function Magnetic Stripe and Chip Card Reader
The MJ-Q80 suits businesses that need a USB reader for handling magnetic-stripe data and compatible chip-card workflows, rather than a standalone checkout terminal. It reads all three magnetic-stripe tracks and can read or write supported contactless IC cards, giving developers more flexibility than a simple magstripe reader such as the Square Reader for Magstripe (USB-C). Plug-and-play USB power and LED and buzzer feedback make basic setup and card interactions straightforward on Windows or Android.
The tradeoff is that magstripe support is read-only, and CPU chip-card work requires APDU commands and further development. Unlike the SumUp Plus Bluetooth Card Reader, this is not presented as a mobile payment reader for taking customer payments through a phone-based checkout flow. Choose it for compatible card-data integrations; skip it if you need a ready-to-use payment terminal.
Pros:- Reads all three magnetic-stripe tracks
- Supports reading and writing compatible contactless IC chip cards
- USB plug-and-play setup requires no separate power supply
- LED indicators and a built-in buzzer provide usage feedback
Cons:- Magnetic-stripe cards can be read but not written
- CPU chip-card workflows require APDU commands and additional development
Best for: Businesses and developers building Windows or Android workflows that need to read magnetic-stripe cards and work with compatible chip cards over USB.
Not ideal for: Merchants seeking a ready-to-use mobile checkout reader, writable magstripe support, or CPU chip-card functionality without APDU development.
- Brand:Symcode
- Model:MJ-Q80
- Interface:USB
- Compatible systems:Windows, Android
- Supported cards:Magnetic stripe, EMV chip, SLE4442, CPU chip
- Magnetic-stripe function:Read-only; supports all 3 tracks
- Features:LED indicators, built-in buzzer, data encryption options
- Weight:0.21 kg
- Warranty:1 year
Our verdict“Choose the MJ-Q80 for USB-based chip-card integration work, not as a ready-made payment reader for everyday mobile checkout.”
Symcode Multi-Function Magnetic, Chip, and NFC Card Reader
The USA-Q80 is the more versatile Symcode option here for businesses that need one USB device to read magnetic-stripe, chip, and contactless NFC cards. Its keyboard-emulation and software reading modes give operators a choice between sending data like keyboard input and using a software-driven HID workflow. That broader card coverage sets it apart from the MJ-Q80, which does not list NFC support; it may also suit data-capture tasks that a payment-focused device such as the Square Reader for Contactless and Chip (2nd Generation) is not designed to handle as a general-purpose reader.
USB Type-A plug-and-play power keeps setup simple, but the reader is still not a complete payment terminal. Magnetic cards are read-only, and deeper CPU chip development requires APDU commands. Pick it for multi-format data collection and integration, not for merchants who need an out-of-the-box customer payment flow.
Pros:- Supports magnetic-stripe, EMV chip, SLE4442 chip, and contactless NFC cards
- Offers active keyboard-emulation and passive software reading modes
- USB Type-A plug-and-play connection needs no additional power supply
- Works with Windows and Android
Cons:- Magnetic-stripe cards are read-only
- Deeper CPU chip-card development requires APDU commands
Best for: Retail operations, service desks, and developers that need USB-based magnetic, chip, and NFC card reading with a choice of keyboard-emulation or software mode.
Not ideal for: Businesses looking for a standalone payment terminal, magnetic-stripe writing, or CPU chip-card development without APDU expertise.
- Brand:Symcode
- Model:USA-Q80
- Interface:USB Type-A
- Supported systems:Windows, Android
- Card types:Magnetic stripe, EMV chip, SLE4442 chip, contactless NFC
- Reading modes:Keyboard emulator (active) and software (passive/HID)
- Power:USB powered; no additional power supply required
- Weight:210 g
- Warranty:2 years
Our verdict“Choose the USA-Q80 when broad card-format coverage and flexible USB reading modes matter more than a ready-to-use checkout experience.”
How We Picked
I compared the 12 products by how well they fit real business checkout settings: counter service, mobile appointments, markets, events, and work away from a fixed register. The main criteria were supported payment methods, portability, connection requirements, receipt handling, and whether the reader depends on a phone or works as a more dedicated terminal. I also weighed how easily a business could match the device to its existing payment setup, since hardware compatibility can matter as much as the reader itself.
The ranking favors practical flexibility for everyday in-person payments over narrow use cases. That puts a compact reader for tap and chip near the top, with receipt-equipped and wireless terminal options ranked for businesses that need their added hardware. Swipe-only models and standalone multi-function readers have more specialized roles, so I rank them lower for general business use. Before buying, verify compatibility, payment processing availability, connectivity, and any account requirements directly with the provider; these can vary by configuration and region.
| portable credit card readers for businesse | Connectivity |
|---|---|
| Square Reader for Contactless | Bluetooth |
| SumUp Plus Bluetooth Card Read | Bluetooth |
| Ingenico Move/5000 Refurbished | Wi-Fi, Bluetooth, 4G/LTE |
| Dejavoo QD2 Mobile Wireless Pa | Wireless |
| Square Terminal Mobile Credit | — |
| Square Reader for Magstripe | USB Type-C |
| SumUp Solo Card Reader and The | Wi-Fi and mobile data |
| Square Handheld Portable POS a | — |
| Square Reader for Magstripe wi | Lightning connector |
| Square Handheld Portable Credi | — |
| Symcode Multi-Function Magneti | — |
| Symcode Multi-Function Magneti | — |
Factors to Consider When Choosing Portable Credit Card Readers For Businesses
Choosing portable payment hardware is less about collecting the most features and more about avoiding a mismatch with your checkout routine. I’d start with payment methods and daily workflow, then check connectivity, receipts, and how the reader fits the payment service your business already uses.
Match the Reader to the Payments Customers Actually Use
List the payment methods your customers use before choosing hardware: chip, contactless wallets, and magnetic stripe are not interchangeable capabilities. A device with tap and chip support covers common in-person checkout needs more broadly than a swipe-only reader. If you keep a legacy swipe option, treat it as a specific accommodation rather than the center of a new setup. A common mistake is buying around a card type you rarely see while overlooking contactless payments. Check that the provider and reader support the payment methods you intend to accept in your location. The best choice is the one that fits your customers without adding unnecessary hardware.
Decide How Much You Want to Depend on a Phone
Phone-connected readers can reduce the amount of equipment a mobile worker carries, but they make checkout depend on a compatible phone, its battery, and a stable connection between devices. A dedicated terminal can simplify the payment step when staff share equipment or process transactions throughout a long shift. Before purchasing, check supported phone models, operating-system requirements, and connection type rather than assuming a newer phone will work. Consider what happens if the phone is occupied with another task or loses power during a busy period. Businesses with one operator and short visits may prefer a compact reader; teams with repeated checkout may value a more self-contained unit. The tradeoff is less gear versus a more independent payment station.
Treat Connectivity as Part of Your Checkout Plan
Portable does not always mean usable anywhere: a reader may rely on Bluetooth to a phone, a wireless network, or another connection supported by its terminal. Map where transactions happen, including basements, outdoor stalls, delivery sites, and temporary event spaces. Ask the payment provider what happens when service drops, since offline transaction support and later processing can differ by system. Do not assume that a device advertised as wireless has its own cellular connection. Test the intended network and phone pairing before taking equipment to a high-volume event. A small connectivity check can prevent queues and missed sales.
Choose Receipt Handling for Your Customers and Records
Printed receipts can be useful for customers who request paper copies, business expense records, or workflows where a digital receipt is inconvenient. A built-in or bundled printer adds bulk, supplies to manage, and another component to keep ready. If most customers accept digital receipts, a compact reader may be easier to carry and maintain. Check whether a printer is built in or included as a separate accessory, and confirm how paper is loaded and replenished. Businesses should also check what transaction records and receipt options the payment service provides. Paying attention to the whole receipt workflow avoids buying a printer that adds little value.
Check Compatibility Before Comparing Hardware Features
A reader is only useful if it works with the payment processor, account, and software your business plans to use. Confirm the exact model and connection requirements with the provider, especially for refurbished terminals and devices sold through third parties. Ask whether setup, firmware support, and replacement assistance are available for the configuration you are buying. A low-complexity reader can be a poor fit if it requires changing a payment service your staff already knows. The opposite can also happen: adding a dedicated terminal may duplicate functions already available in your existing system. Verify compatibility first, then compare features among devices that can actually join your setup.
Look Beyond Portability to Shift-Long Practicality
A compact device is easy to carry, but the best mobile setup also needs to last through a working day and fit the way staff handle payments. Think about charging routines, who is responsible for the device, and whether several employees need to use it. A small reader can disappear into a bag, while a larger terminal may be easier to locate and hand between staff. Consider accessories, storage, and the consequences of damage or loss at a market or job site. For a single appointment-based worker, minimal equipment may be the priority; for a team, clear ownership and a ready-to-use terminal may matter more. Choose for the full workday, not just the trip between locations.
Frequently Asked Questions
Should I choose a phone-connected reader or a standalone payment terminal?
Choose a phone-connected reader if you already carry a compatible phone, process payments in short visits, and want to keep your kit small. A standalone terminal can make more sense when staff share checkout equipment or when payment should not depend on a personal phone. Check which connections each exact model needs, since wireless capability does not always mean the device can process payments independently. Also account for battery and charging routines across a full shift. Your best choice depends on whether portability means less equipment or fewer dependencies.
Is a magnetic-stripe reader enough for a new business?
A swipe reader may serve a narrow need, such as compatibility with a specific legacy workflow, but it does not cover chip and contactless payments by itself. For a new setup, compare it against a reader that supports the payment methods your customers are likely to present. Check the processor’s current rules and capabilities before relying on swipe acceptance. If you keep a swipe reader as a backup, make sure it works with your account and transaction software. Avoid making a specialized reader your only option unless its limits fit your business.
Do I need a reader with a receipt printer?
You may benefit from a printer if customers regularly ask for paper copies or your workflow depends on handing over printed records. If digital receipts are routine, a printer can add bulk and supply management without improving checkout much. Check whether the printer is built into the terminal or comes as a bundle, and confirm the paper and charging requirements. Also make sure the payment software supports the receipt method you need. Decide based on customer expectations and recordkeeping, not on the assumption that a printer is standard for every business.
What should I verify before buying a refurbished wireless terminal?
Confirm the exact model works with your payment processor, merchant account, and intended software before placing an order. Ask about device condition, included accessories, battery status, setup support, and what happens if the unit needs service. Check that the terminal’s wireless options fit the places where you take payments. Refurbished hardware can be a poor fit if support or activation is limited, even when the device appears suitable. Get compatibility and support details from the seller or processor in writing where possible.
Which features matter most for a business that sells at temporary events?
Start with reliable connectivity at the event site, a practical battery and charging plan, and payment methods that cover your customers. A phone-connected reader can be easy to carry, but it adds dependence on the phone and its connection. A more dedicated terminal may suit a busy booth with repeated transactions, though it takes more space and setup. Ask the event organizer about network access and test your equipment before opening. Plan a backup process for connection interruptions rather than assuming every venue will provide usable service.
Conclusion
For most businesses seeking a compact everyday device, I recommend the Square Reader for Contactless and Chip (2nd Generation) as the best overall fit. The Square Reader for Magstripe (USB-C) is the lineup’s best value for a narrower swipe-focused need, while the Ingenico Move/5000 is the best premium-style choice for buyers who want dedicated wireless terminal hardware and can confirm provider compatibility. For beginners who want a straightforward mobile setup, the SumUp Plus Bluetooth Card Reader is a sensible place to start, provided its phone connection suits their workflow. Choose the Square Terminal or SumUp Solo with Thermal Printer if printed receipts are part of daily service, and look at the Dejavoo or Symcode models only when their specific terminal or multi-function capabilities match a verified business need. Before ordering, confirm compatibility, connection requirements, and support with your payment provider.
Halloween Picks
halloween
As an affiliate, we earn on qualifying purchases.
